I am a gold member of lyoness. Lyoness is a true scam. I can responsibly tell you this. STAY AWAY FROM LYONESS. Do not ever buy gold membership. I am going to tell you why.

First of all, I just spoke with their representative on the phone. They officially confirmed to me that all the discounts that you get in a form of cash back to your account are only redeemable towards purchases through Lyoness. You will never get any real money from them. I called to find out how to withdraw the accumulations in my cash account. They said - only by purchasing vouchers. Period. This means the stories of people making large amounts of money monthly are simple lies. Anyone who states otherwise is either a dreamer or is paid by Lyoness to say so.

Secondly, if you've seen the Lyoness videos, you've noticed that there is a complicated system of units that is very hard to grasp. Why do you think these units were created? Why not just stick with good old numbers - you spend this much, you get this much in cash, this much in bonus, this much in affiliated bonus, whatever else they may offer, everything can be expressed in dollars. No! Lyoness created units for you not to think of numbers. Why? Because if you start thinking numbers, you'll be running away from Lyoness as fast as you can.

Let's translate units into dollars.

When you, being a Lyoness member, make a purchase from a Lyoness merchant, you receive a small discount (0.5% for buying from Coles Express, for example), and a larger loyalty bonus. Of course, knowing that Lyoness charges up to 10% from the merchants, no one would go for 0.5%, so they created a loyalty bonus system. tOn top of 0.5% cash (just discovered that this cash is only redeemable towards purchases from Lyoness merchants), you receive 2-3-5% of loyalty bonus that eventually forms your UNITS. Every time you loyalty bonus accumulates to $75, you get one unit of Accounting Category I (ACI). How much do you have to spend to get an ACI? If you only buy expensive things from merchants Lyoness scammed for a higher discount, you might be able to get a unit by spending $1,500.00. But if you do what Lyoness advertises – “spend money on your everyday needs, just like you always do”, the realistic number will be closer to $2,500.00 You don’t get anything by forming a unit. The first bonus of $675 Lyoness pays you is when that unit “matures”. In order to mature one unit of the Accounting Category I (ACI) and receive $675, your entire lifeline (you, people you subscribed, people they subscribed) has to make purchases for $183,750.00, provided that the your lifeline only loses 5% of the units because of the imbalances. Yes, remember that in order to mature a unit, you have to deliver 70 units under it. 35 above the centreline and 35 below. So, if you have 335 units above the line and only 34 below, your initial unit will not mature until you get one more unit below the centreline. Smart, isn’t it.

Let’s take this number for further calculations. Since you are not allowed to market Lyoness to people you don’t know, and you are only limited to your friends and acquaintances, you can organise them yourself to make large purchases collectively and realise much higher discounts without being a Lyoness member. A 10% discount on total purchases of $183,750.00, which is relatively easy to negotiate these days, is $18,375.00, not $675 generously promised to you by Lyoness.

To mature a unit of the Accounting Category II (ACII), you have to accumulate 60 units of the ACI, so multiply $183,750.00 by 60. You underline will have to spend a total of $11,025,000, to mature one ACII. All for you to receive the most generous bonus of $1,275.00 from Lyoness. When is that going to happen?

To mature an ACIII and proudly receive $2,400.00 from Lyoness. Remember, this is not real money. Only spendable within Lyoness merchant network. So, to mature an ACIII, you lifeline will have to accumulate 50 ACIIs, meaning to spend $11,025,000.00 multiplied by 50 for a total of $551,250,000.00.

To mature an ACIV, your lifeline has to accumulate 25 ACIIIs, so multiply $551,250,000.00 by 25. You lifeline will have to spend $13,781,250,000.00, and you will receive $7,200.00 from Lyoness.

Finally, to mature an ACV and receive $24,000.00 from Lyoness... Wasn't that you goal? Are you ready?... Completely ready? Sitting down, listening to the drum beat, waiting for the number?.........

To mature one ACV, your lifeline will have to accumulate 25 ACIVs, meaning they will have to spend $13,781,250.000.00 multiplied by 25 for a total of $344,531,250,000. Three Hundred Forty Four BILLION, Five Hundred and Thirty One Million, Two Hundred and Fifty thousand dollars spent by your lifeline to receive a generous bonus of $24,000. So, when do you think all your relatives and friends that are *** enough to subscribe for Lyoness membership will spend that much money if they start today?

This is 0.00000007% of a discount. Imagine yourself walking to a local retailer and asking for a 0.00000007% discount on your purchase. (Especially if the purchase is for one third of a trillion dollars) There is no way for you to get that discount without Lyoness, of course.

As internet marketers say, BUT WAIT! THERE IS MORE!

So, if Lyoness negotiates a discount of 10% with the merchants, and you only get 0.00000007%, where does the difference go? Oh, yes, you get a regular discount of about 2% that is given to you in a form of cashback and is, by the way, taxable. We are still missing about 8%. Let’s not count 0.00000007% anymore. You’ve got to be Lyoness to call it money. So, on a $344 billion dollar purchase, Lyoness pockets about 8%, which is somewhere in the vicinity of $30 billion dollars. Not that it’s going to happen. All I’m trying to illustrate is that Lyoness gets you to run around subscribing people for 0,00000007% savings (not real money) and they get 8%. Isn’t it a little bit too fat? And if you have so much free time, wouldn’t you be better off just visiting your local stationary wholesaler, buying $10,000 worth of stationary from him at a 20% discount and selling it to the same relatives and friends? You’d make a solid $2000 profit over a school season, and your relatives and friends wouldn’t call you a scammer.

Another thing Lyoness doesn't tell you is that to use their system, you, all the people you refer and all the people they refer will have to permanently change their shopping habits. Have you seen many people happily changing their good lifelong habits over a 2% discount? Well, these are the people you will have to find and subscribe to earn your pennies from Lyoness. Now, if you want to make a little more pennies from Lyoness, these people will have not only change their shopping habits, they will have to be actively running around finding others alike and subscribing them to Lyoness. What a job! What a pay!

Do you buy from Woolworth? Well, forget it. With Lyoness you only earn your bonuses if you purchase from Coles. You probably know, that in most cases you have to purchase vouchers and gift cards of the merchants you want to use before you can get any benefit from Lyoness. That means, you buy a $300 gift card from Coles, wait for a week or two for it to arrive in the mail, and then, every time you walk by your favourite produce shop that's not a part of Lyoness, you have a dilemma. You can go and buy low priced quality produce from your favourite shop or you can buy Coles *** for about 50% more, but you'll get a 2.5% discount. And you will go and buy from Coles because you've already spent this money. That's right. You've already bought the gift card. Whether you use it or not, it is your problem now. Lyoness has already made their money and Coles too.

One of the few freedoms we have left in the modern society is the freedom to buy what you want and to spend your hard earned money the way you want. You don’t vote for the Prime Minister of this country. You don’t vote on carbon tax, bank deposit levy or cigarette tax. You don’t have those freedoms. Yet you still have a freedom to vote for your favourite shop by going there and spending your money. Lyoness takes this freedom away from you. From the moment you join Lyoness, you'll be buying from merchants that pay Lyoness to be in the system. You will have one freedom less. Form many people this is their last freedom.

This all means that you will be running with your tongue on your shoulder subscribing other people (paying $1.5 for each subscription from your pocket, by the way), convincing your friends and relatives to join Lyoness in a hope to get some retirement passive income for yourself, and at the end your entire lifeline, including yourself, will realise that the system is a pure scam. It takes your freedom away; it pays pennies for major inconveniences; and a little bit more pennies for hard work of selling memberships.

Stay away from Lyoness. Spread the world about this scam.

Product or Service Mentioned: Lyoness Membership.

Monetary Loss: $3000.

Company wrote 0 public responses to the review from Aug 12, 2013.
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I was a member of lyconet (lyoness marketer) for 2 years. Is lyoness a scam it is not.

I know plenty of people who make some good money out of it. But it is super hard and complicated business and its not for everyone. I earned few hundred dollars only, through 2 long years of hard work, so that's why i assume most people think its a scam. But its not their fault, its lyoness marketers fault for promising returns, when there is no promise.

You need to work your *** out of it. If any of you is up to a real challenge you can try this, but there are easier and more protifable choices out there.

to JovanJosifoski #1573686

As a former Lyconet Marketer you have been brainwashed by Freidl and his puppet SCAMMERS into believing their bull...t!! If you have the smarts, can you please explain this for me.

I have Booked Units in my Personal Accounting Programs. How can I get my AC1 to AC 5 Units to mature and get paid under the changed T & C’s, without recruiting more suckers.

I know you can’t ! I’ve been SCAMMED along with millions of others worldwide.


Another Lyoness (now ‘Cashback World’) country in its global network is under preliminary investigation! In what very well could be an early death-knell for Lyoness in its most successful country, Italian authorities have announced a preliminary investigation into the company.

The Italian Antitrust and Consumer Protection Authority (AGCM) state their investigation has been initiated due to a “large number of complaints” about Lyoness. Read more at: https://behindmlm.com/companies/lyoness/lyoness-under-preliminary-investigation-in-italy/


I’m told that Lyoness/ Cashback World now conduct closed meetings in Australia through the ‘Stars Mastery CULT Group’ of invitation only to avoid public scrutiny, avoid possible legal action against leaders/ presenters and hide from the ACCC and ASIC Regulators.

to Anonymous #1570263

You are Correct! I was invited to attend a closed CULT meeting after my friend provided me with a Free Shopping Membership and then encouraged at this meeting to join their Lyconet Marketer MLM Program to earn commissions by recruiting others to invest into what I have since found to be a global SCAM (Pyramid Scheme) STAY WELL AWAY FROM THESE CULT MEETINGS AND THIS SCAM!!


Lyoness/ Cashback World BIG SCAM in Sweden: https://youtu.be/Tia2qvq7OWE


Freidl is being forced to repay down payments made by injured Australian Consumers from his failed scheme via Fromhold Lawyers in Austria who are handling claims against Lyoness for Australian members and from many countries around the world.


Lyoness/ Cashback World ‘Court Cases’ from around the world: https://taratalkstoday.blogspot.com/2018/06/lyoness-court-cases-from-around-world.html?m=1

to Anonymous #1568718

The disgracefully track record of the pyramid Ponzi criminal fraud of Freidl”s Lyoness now rebranded Cashback World SCAM! A VERY GOOD READ!!


Lyoness and Hubert FREIDL EXPOSED! https://www.reddit.com/r/antiMLM/comments/83n6q2/lyoness_pyramid_scheme_exposed_how_they_scam/


The ACCC had the Federal Police raid the Australian offices of Lyoness in the past on serious criminal allegations, obviously Lyoness now re-branded as CashBack World haven't learnt any lessons and continue to go down the path of cheating people out of their money.


Until the authorities shut this scam down the criminal conduct of Lyoness now rebranded CashBack World will continue! Although these is some point exposing Lyoness here, damaged consumers need to make formal complaints to the ACCC or department of fair trading.


Lyoness is a criminal organization headed up by known fraudster Hubert Freidl and a group of shady unscrupulous pyramid scheme managers that orchestrate the crime of stealing money from business owners and consumers in 50 countries around the world. The investigators and government authorities are chasing Hubert Freidl and his gang of corporate thieves in many countries and will eventually shut the scheme down.


There’s no better feeling than screwing over a friend or family member with a Lyconet Marketer Membership and get them to invest in a Cashback World (owned by Lyoness) ‘Enterprise’ or ‘Cloud’ Program knowing it’s a proven SCAM.

to Carol #1565733

Big lesson Carol, never do business with {{Redacted}}


Freidl thinks he is going to get away with offering victims of his Lyoness pyramid Ponzi scheme 50% of their down payment back on the basis an unconscionable legal secrecy agreement is signed where the victim pays Lyoness EU20,000 in penalties to Lyoness Lawyers if the details of the agreement are exposed. Very Nazi like!!

to Anonymous #1563119


to Anonymous #1564479

Horrible company why are they still trading

to Kate #1564940

Lyoness / Cashback World doesn’t trade... they steal down payments from consumers!!

to Anonymous #1565330

Do not agree or sign anything with Lyoness, Cashback World or whatever new name they rebrand with.. it all adds up to misleading.

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