I am a gold member of lyoness. Lyoness is a true scam. I can responsibly tell you this. STAY AWAY FROM LYONESS. Do not ever buy gold membership. I am going to tell you why.

First of all, I just spoke with their representative on the phone. They officially confirmed to me that all the discounts that you get in a form of cash back to your account are only redeemable towards purchases through Lyoness. You will never get any real money from them. I called to find out how to withdraw the accumulations in my cash account. They said - only by purchasing vouchers. Period. This means the stories of people making large amounts of money monthly are simple lies. Anyone who states otherwise is either a dreamer or is paid by Lyoness to say so.

Secondly, if you've seen the Lyoness videos, you've noticed that there is a complicated system of units that is very hard to grasp. Why do you think these units were created? Why not just stick with good old numbers - you spend this much, you get this much in cash, this much in bonus, this much in affiliated bonus, whatever else they may offer, everything can be expressed in dollars. No! Lyoness created units for you not to think of numbers. Why? Because if you start thinking numbers, you'll be running away from Lyoness as fast as you can.

Let's translate units into dollars.

When you, being a Lyoness member, make a purchase from a Lyoness merchant, you receive a small discount (0.5% for buying from Coles Express, for example), and a larger loyalty bonus. Of course, knowing that Lyoness charges up to 10% from the merchants, no one would go for 0.5%, so they created a loyalty bonus system. tOn top of 0.5% cash (just discovered that this cash is only redeemable towards purchases from Lyoness merchants), you receive 2-3-5% of loyalty bonus that eventually forms your UNITS. Every time you loyalty bonus accumulates to $75, you get one unit of Accounting Category I (ACI). How much do you have to spend to get an ACI? If you only buy expensive things from merchants Lyoness scammed for a higher discount, you might be able to get a unit by spending $1,500.00. But if you do what Lyoness advertises – “spend money on your everyday needs, just like you always do”, the realistic number will be closer to $2,500.00 You don’t get anything by forming a unit. The first bonus of $675 Lyoness pays you is when that unit “matures”. In order to mature one unit of the Accounting Category I (ACI) and receive $675, your entire lifeline (you, people you subscribed, people they subscribed) has to make purchases for $183,750.00, provided that the your lifeline only loses 5% of the units because of the imbalances. Yes, remember that in order to mature a unit, you have to deliver 70 units under it. 35 above the centreline and 35 below. So, if you have 335 units above the line and only 34 below, your initial unit will not mature until you get one more unit below the centreline. Smart, isn’t it.

Let’s take this number for further calculations. Since you are not allowed to market Lyoness to people you don’t know, and you are only limited to your friends and acquaintances, you can organise them yourself to make large purchases collectively and realise much higher discounts without being a Lyoness member. A 10% discount on total purchases of $183,750.00, which is relatively easy to negotiate these days, is $18,375.00, not $675 generously promised to you by Lyoness.

To mature a unit of the Accounting Category II (ACII), you have to accumulate 60 units of the ACI, so multiply $183,750.00 by 60. You underline will have to spend a total of $11,025,000, to mature one ACII. All for you to receive the most generous bonus of $1,275.00 from Lyoness. When is that going to happen?

To mature an ACIII and proudly receive $2,400.00 from Lyoness. Remember, this is not real money. Only spendable within Lyoness merchant network. So, to mature an ACIII, you lifeline will have to accumulate 50 ACIIs, meaning to spend $11,025,000.00 multiplied by 50 for a total of $551,250,000.00.

To mature an ACIV, your lifeline has to accumulate 25 ACIIIs, so multiply $551,250,000.00 by 25. You lifeline will have to spend $13,781,250,000.00, and you will receive $7,200.00 from Lyoness.

Finally, to mature an ACV and receive $24,000.00 from Lyoness... Wasn't that you goal? Are you ready?... Completely ready? Sitting down, listening to the drum beat, waiting for the number?.........

To mature one ACV, your lifeline will have to accumulate 25 ACIVs, meaning they will have to spend $13,781,250.000.00 multiplied by 25 for a total of $344,531,250,000. Three Hundred Forty Four BILLION, Five Hundred and Thirty One Million, Two Hundred and Fifty thousand dollars spent by your lifeline to receive a generous bonus of $24,000. So, when do you think all your relatives and friends that are *** enough to subscribe for Lyoness membership will spend that much money if they start today?

This is 0.00000007% of a discount. Imagine yourself walking to a local retailer and asking for a 0.00000007% discount on your purchase. (Especially if the purchase is for one third of a trillion dollars) There is no way for you to get that discount without Lyoness, of course.

As internet marketers say, BUT WAIT! THERE IS MORE!

So, if Lyoness negotiates a discount of 10% with the merchants, and you only get 0.00000007%, where does the difference go? Oh, yes, you get a regular discount of about 2% that is given to you in a form of cashback and is, by the way, taxable. We are still missing about 8%. Let’s not count 0.00000007% anymore. You’ve got to be Lyoness to call it money. So, on a $344 billion dollar purchase, Lyoness pockets about 8%, which is somewhere in the vicinity of $30 billion dollars. Not that it’s going to happen. All I’m trying to illustrate is that Lyoness gets you to run around subscribing people for 0,00000007% savings (not real money) and they get 8%. Isn’t it a little bit too fat? And if you have so much free time, wouldn’t you be better off just visiting your local stationary wholesaler, buying $10,000 worth of stationary from him at a 20% discount and selling it to the same relatives and friends? You’d make a solid $2000 profit over a school season, and your relatives and friends wouldn’t call you a scammer.

Another thing Lyoness doesn't tell you is that to use their system, you, all the people you refer and all the people they refer will have to permanently change their shopping habits. Have you seen many people happily changing their good lifelong habits over a 2% discount? Well, these are the people you will have to find and subscribe to earn your pennies from Lyoness. Now, if you want to make a little more pennies from Lyoness, these people will have not only change their shopping habits, they will have to be actively running around finding others alike and subscribing them to Lyoness. What a job! What a pay!

Do you buy from Woolworth? Well, forget it. With Lyoness you only earn your bonuses if you purchase from Coles. You probably know, that in most cases you have to purchase vouchers and gift cards of the merchants you want to use before you can get any benefit from Lyoness. That means, you buy a $300 gift card from Coles, wait for a week or two for it to arrive in the mail, and then, every time you walk by your favourite produce shop that's not a part of Lyoness, you have a dilemma. You can go and buy low priced quality produce from your favourite shop or you can buy Coles *** for about 50% more, but you'll get a 2.5% discount. And you will go and buy from Coles because you've already spent this money. That's right. You've already bought the gift card. Whether you use it or not, it is your problem now. Lyoness has already made their money and Coles too.

One of the few freedoms we have left in the modern society is the freedom to buy what you want and to spend your hard earned money the way you want. You don’t vote for the Prime Minister of this country. You don’t vote on carbon tax, bank deposit levy or cigarette tax. You don’t have those freedoms. Yet you still have a freedom to vote for your favourite shop by going there and spending your money. Lyoness takes this freedom away from you. From the moment you join Lyoness, you'll be buying from merchants that pay Lyoness to be in the system. You will have one freedom less. Form many people this is their last freedom.

This all means that you will be running with your tongue on your shoulder subscribing other people (paying $1.5 for each subscription from your pocket, by the way), convincing your friends and relatives to join Lyoness in a hope to get some retirement passive income for yourself, and at the end your entire lifeline, including yourself, will realise that the system is a pure scam. It takes your freedom away; it pays pennies for major inconveniences; and a little bit more pennies for hard work of selling memberships.

Stay away from Lyoness. Spread the world about this scam.

review #438519
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Apr 16 #972710 Spokane, Washington

who wrote this has no clue how it works. I have always got my cash back when it hits 10 dollars or more. I am building business and with in 2 years will be set pretty much for life. The problem that they are trying to explain is we need more small merchants in the system and you will really see how it works. Then you can swipe your card in a lot of places. So build a business and sign up new businesses. This thing when done right is the coolest thing ever.

6 3 Reply

Apr 05 #968234 Saint Petersburg, Saint Petersburg

So far from the truth unbelievable
Mostly lies
Has no clue how the system works
I receive my cash back all the time in cash in my bank account

4 3 Reply
Internal Assessor

Apr 02 #967241 New York, New York

I have heard that Lyoness may be refunding Booking Campaigns with people who did not convert to Lyconet if they agree to sign a Non-Disclosure Agreement so that others don't find out. The Scam continues as Lyoness is shutting up people to keep them from learning the truth. I suggest everyone ask up to the top of their chain and find out who is getting refunded.

3 1 Reply

Mar 27 #964266 Santa Ana, California

The scam is now in Huntington beach ca,USA,using panera bread as a meeting place,these people have no clue what's happening,they talk units that make no sense,just a lot of old men and ladies,looks they prey on the old desperate retirees.

2 5 Reply

Mar 16 #959471 Coquitlam, British Columbia

Hi I'm a gold member in Lyoness, this is NOT true what you right , please stay away , yes I did got money in my bank account from Lyoness , you know what , please don't loose your time go get train your self and work , if you don't learn how that business work, do not put this down , you become a gold thinking someone will work for you ??? for any type of money you have to work hard,BUT some people like you , think if you pay to become GOLD you put money in a nest and than expect to have salary ,...NEVER,..... go and put one hundred dollar under the carpet in your room and live those for 1 or 10 years,... and than go to see after that long you have more ,... for sure NOT, for people like you noting work , but you have the guts to it is not working , you so foolish, money doesn't grow on three

5 12 Reply

Mar 20 #961394 Yakima, Washington

"Not true what you RIGHT"
"Don't LOOSE your time"
"Money doesn't grow on THREE"
Great post. You can tell by how well this is written that this person has their stuff figured out.

12 1 Reply

Mar 25 #963504

Ok, may you explain what is this "hard work"? Recrute people?

1 0 Reply

May 05 #980300

The hard work is building a group of shoppers and teaching them to shop in certain ways that save them money on purchases they're already making anyway on gas and groceries etc. Or you could work on signing up business that offer discounts to their customers and in turn make more profits by having more people spend money at their place of business.
It's a win win for everyone involved. There will always be sceptics and its unfortunate that they won't benefit from everything that Lyoness has to offer, as it is free to sign up as a shopper.

2 0 Reply

Feb 28 #952165 Lethbridge, Alberta

That is definitely wrong You do not understand Lyoness. It is very bad to write anything you do not understand. Please go here and find out from a third party independent reseasher you is not looking to make money on it and has done genuine reseach.In you review you have not address any gorvernment website that has listed lyoness as a fraud. check how many court case has been done here and why the company is still growing. Third party research. For more informtaion on all the good comapniess litsted here check it out

5 3 Reply

Feb 24 #950384

The tipic case of bad training and information, what you described is not Lyoness, you are very bad informed. It´s a chame but in a cople of years you will see who is rigth. Best luck to you!

4 4 Reply
The White Knight

Feb 12 #944951 West Hollywood, California

Thanks for putting the real calculations out there. For those people who think Lyconet is the new good way to go for Lyoness, you really have been sold a bag of coal. Please see the other review about Lyoness hiding a large qualification secret that didn't come out until after people were forced to move to the Lyconet system (or risk losing pre-purchased units). Also, anyone who is shopping through the Lyoness / Lyconent mall, I would love to see exact purchases you made so that we can show you how you can buy the same product elsewhere for a fraction of the cost. By the way, for anyone sticking up for Lyoness here, why don't you ask Lyoness to release its shopping reports for the last quarter of 2014? So few merchants and so little shopping equals fractional monies being earned. The real money - recruitment, recruitment, recruitment.

6 3 Reply
Thomas mutai

Feb 28 #952170 Lethbridge, Alberta

You need to really look at the right review lyoness rock here is third party review a guy who does not want to sell you on anything it includes video interviews
right here
when you are satified get in here and call me

2 2 Reply
Protector of the less informed

Mar 17 #959969 New York, New York

Thomas - Have you seen all the recent third party reports about what Lyoness has done to members re Lyconet? Have you seen where they are being sued throughout the world? Have you spoken to any of the inner circle of Lyoness USA about how shopping is so far down that people are running for the hills? Have you received any information from Lyoness about why items in its "store" cost up to ten times what a similar item will cost on Amazon or the like? Lyoness USA is really shameful.

1 1 Reply

Dec 09, 2014 #913421


0 0 Reply

Nov 14, 2014 #900127 Montreal, Quebec

I just want to say a few things
1. If you ever have to question whether something is a pyramid scheme or not, it is a pyramid scheme. If Lyoness was such a great business idea, people shouldn't have to approach you to join. You will find out on your own and invest yourself.
2. Most of the comments found here are positive. I believe they are posted by the marketing team at Lyoness. They make millions of us, and in order to make more, they have to continue to maintain a good reputation.
3. This is my most important point. It is very much possible to make a profit with Lyoness. But do you really want to start recruiting friends and family in order for you to make a few bucks? You know in the back of your head that you are not recruiting them with their best intention in mind, but yours. Will you be able to look into their eyes and feel good about yourself? Only because you possibly get to make a few extra dollars?(Key word here being possibly) The person who is trying to recruit you is either very naive or extremely selfish. Don't be like them.
To the people who are leaving their email addresses and their phone numbers at the end of their comments: you are absolutely pathetic in your recruitment attempts. Have some dignity.

20 7 Reply

Nov 24, 2014 #905300 Durban, Kwazulu-Natal

Someone told me that someone else said that a friend is a Lyoness member that prepaid for two hamburgers.
When they had enough money to buy the fries with other prepaid units that Lyoness said that they will not take any responsibility for the freshness of the hamburger on completion of the purchase. So I went to another friend told that another friend said that I should stop believing the load of BURGER YOU ARE SAYING because you are a he said she said type of believer. And do not have a clue as to how the business is really set up run....

1 5 Reply
Thomas Mutai

Feb 28 #952172 Lethbridge, Alberta

Give me a call go here and i will give you all the answers i dont work for lyoness.

1 1 Reply

Nov 08, 2014 #897038

From a totally satisfied member that knows how to read and interpret.
You probably play the LOTTO or should, because all you need is a pulse.
If Warren Buffet tried to buy our company, I believe I would trust his judgement
over yours. Good luck because you are definitely going to need it.
Your due diligence is very lacking. Most people that don't work don't get paid. (Ring a bell?) Yours truly, Very Pleased and Happy

13 16 Reply
No Hope for the Human Race

Nov 06, 2014 #896098

I'm sorry, if it smells fishy, looks fishy and tastes fishy, ITS A FISH! Support it or hate it, but any company that gets that many red lights and controversial comments is a bad Idea, Just go look up the founder for example. Just stick with the normal way of making money, if that doesn't work for you I guarantee you this wont! Give it some more time, Lioness wont last long, OH wait, they are already changing their name to Lyconet, and its not their first change. just stand back and watch it crumble ;-)

15 7 Reply

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