I am a gold member of lyoness. Lyoness is a true scam. I can responsibly tell you this. STAY AWAY FROM LYONESS. Do not ever buy gold membership. I am going to tell you why.

First of all, I just spoke with their representative on the phone. They officially confirmed to me that all the discounts that you get in a form of cash back to your account are only redeemable towards purchases through Lyoness. You will never get any real money from them. I called to find out how to withdraw the accumulations in my cash account. They said - only by purchasing vouchers. Period. This means the stories of people making large amounts of money monthly are simple lies. Anyone who states otherwise is either a dreamer or is paid by Lyoness to say so.

Secondly, if you've seen the Lyoness videos, you've noticed that there is a complicated system of units that is very hard to grasp. Why do you think these units were created? Why not just stick with good old numbers - you spend this much, you get this much in cash, this much in bonus, this much in affiliated bonus, whatever else they may offer, everything can be expressed in dollars. No! Lyoness created units for you not to think of numbers. Why? Because if you start thinking numbers, you'll be running away from Lyoness as fast as you can.

Let's translate units into dollars.

When you, being a Lyoness member, make a purchase from a Lyoness merchant, you receive a small discount (0.5% for buying from Coles Express, for example), and a larger loyalty bonus. Of course, knowing that Lyoness charges up to 10% from the merchants, no one would go for 0.5%, so they created a loyalty bonus system. tOn top of 0.5% cash (just discovered that this cash is only redeemable towards purchases from Lyoness merchants), you receive 2-3-5% of loyalty bonus that eventually forms your UNITS. Every time you loyalty bonus accumulates to $75, you get one unit of Accounting Category I (ACI). How much do you have to spend to get an ACI? If you only buy expensive things from merchants Lyoness scammed for a higher discount, you might be able to get a unit by spending $1,500.00. But if you do what Lyoness advertises – “spend money on your everyday needs, just like you always do”, the realistic number will be closer to $2,500.00 You don’t get anything by forming a unit. The first bonus of $675 Lyoness pays you is when that unit “matures”. In order to mature one unit of the Accounting Category I (ACI) and receive $675, your entire lifeline (you, people you subscribed, people they subscribed) has to make purchases for $183,750.00, provided that the your lifeline only loses 5% of the units because of the imbalances. Yes, remember that in order to mature a unit, you have to deliver 70 units under it. 35 above the centreline and 35 below. So, if you have 335 units above the line and only 34 below, your initial unit will not mature until you get one more unit below the centreline. Smart, isn’t it.

Let’s take this number for further calculations. Since you are not allowed to market Lyoness to people you don’t know, and you are only limited to your friends and acquaintances, you can organise them yourself to make large purchases collectively and realise much higher discounts without being a Lyoness member. A 10% discount on total purchases of $183,750.00, which is relatively easy to negotiate these days, is $18,375.00, not $675 generously promised to you by Lyoness.

To mature a unit of the Accounting Category II (ACII), you have to accumulate 60 units of the ACI, so multiply $183,750.00 by 60. You underline will have to spend a total of $11,025,000, to mature one ACII. All for you to receive the most generous bonus of $1,275.00 from Lyoness. When is that going to happen?

To mature an ACIII and proudly receive $2,400.00 from Lyoness. Remember, this is not real money. Only spendable within Lyoness merchant network. So, to mature an ACIII, you lifeline will have to accumulate 50 ACIIs, meaning to spend $11,025,000.00 multiplied by 50 for a total of $551,250,000.00.

To mature an ACIV, your lifeline has to accumulate 25 ACIIIs, so multiply $551,250,000.00 by 25. You lifeline will have to spend $13,781,250,000.00, and you will receive $7,200.00 from Lyoness.

Finally, to mature an ACV and receive $24,000.00 from Lyoness... Wasn't that you goal? Are you ready?... Completely ready? Sitting down, listening to the drum beat, waiting for the number?.........

To mature one ACV, your lifeline will have to accumulate 25 ACIVs, meaning they will have to spend $13,781,250.000.00 multiplied by 25 for a total of $344,531,250,000. Three Hundred Forty Four BILLION, Five Hundred and Thirty One Million, Two Hundred and Fifty thousand dollars spent by your lifeline to receive a generous bonus of $24,000. So, when do you think all your relatives and friends that are *** enough to subscribe for Lyoness membership will spend that much money if they start today?

This is 0.00000007% of a discount. Imagine yourself walking to a local retailer and asking for a 0.00000007% discount on your purchase. (Especially if the purchase is for one third of a trillion dollars) There is no way for you to get that discount without Lyoness, of course.

As internet marketers say, BUT WAIT! THERE IS MORE!

So, if Lyoness negotiates a discount of 10% with the merchants, and you only get 0.00000007%, where does the difference go? Oh, yes, you get a regular discount of about 2% that is given to you in a form of cashback and is, by the way, taxable. We are still missing about 8%. Let’s not count 0.00000007% anymore. You’ve got to be Lyoness to call it money. So, on a $344 billion dollar purchase, Lyoness pockets about 8%, which is somewhere in the vicinity of $30 billion dollars. Not that it’s going to happen. All I’m trying to illustrate is that Lyoness gets you to run around subscribing people for 0,00000007% savings (not real money) and they get 8%. Isn’t it a little bit too fat? And if you have so much free time, wouldn’t you be better off just visiting your local stationary wholesaler, buying $10,000 worth of stationary from him at a 20% discount and selling it to the same relatives and friends? You’d make a solid $2000 profit over a school season, and your relatives and friends wouldn’t call you a scammer.

Another thing Lyoness doesn't tell you is that to use their system, you, all the people you refer and all the people they refer will have to permanently change their shopping habits. Have you seen many people happily changing their good lifelong habits over a 2% discount? Well, these are the people you will have to find and subscribe to earn your pennies from Lyoness. Now, if you want to make a little more pennies from Lyoness, these people will have not only change their shopping habits, they will have to be actively running around finding others alike and subscribing them to Lyoness. What a job! What a pay!

Do you buy from Woolworth? Well, forget it. With Lyoness you only earn your bonuses if you purchase from Coles. You probably know, that in most cases you have to purchase vouchers and gift cards of the merchants you want to use before you can get any benefit from Lyoness. That means, you buy a $300 gift card from Coles, wait for a week or two for it to arrive in the mail, and then, every time you walk by your favourite produce shop that's not a part of Lyoness, you have a dilemma. You can go and buy low priced quality produce from your favourite shop or you can buy Coles *** for about 50% more, but you'll get a 2.5% discount. And you will go and buy from Coles because you've already spent this money. That's right. You've already bought the gift card. Whether you use it or not, it is your problem now. Lyoness has already made their money and Coles too.

One of the few freedoms we have left in the modern society is the freedom to buy what you want and to spend your hard earned money the way you want. You don’t vote for the Prime Minister of this country. You don’t vote on carbon tax, bank deposit levy or cigarette tax. You don’t have those freedoms. Yet you still have a freedom to vote for your favourite shop by going there and spending your money. Lyoness takes this freedom away from you. From the moment you join Lyoness, you'll be buying from merchants that pay Lyoness to be in the system. You will have one freedom less. Form many people this is their last freedom.

This all means that you will be running with your tongue on your shoulder subscribing other people (paying $1.5 for each subscription from your pocket, by the way), convincing your friends and relatives to join Lyoness in a hope to get some retirement passive income for yourself, and at the end your entire lifeline, including yourself, will realise that the system is a pure scam. It takes your freedom away; it pays pennies for major inconveniences; and a little bit more pennies for hard work of selling memberships.

Stay away from Lyoness. Spread the world about this scam.

review #438519
598 355 Helpful?
Had the same issue254 Comments284
Had an experience with Lyoness?  Submit review about this company
Comment as anonymous As anonymous or Login
OR Is it your business? Respond to your
customers as verified company representative.
Apply for a Free Plan

9 hours ago #1003828

good day online readers my name is Carmelina,If you've lost money because of a scam,report it to
Anti Fraud network, the worldwide fraud reporting centre.
You can report the scam.You can also forward scam emails to them.
You will need to provide as much information as
possible, for example any names or other
information about the scammer, dates and details about how the money has been lost I recovered my money through laying my complain to the email or call +1 305-209-4621 on how you were threatened. If you’ve been threatened with physical violence on your doorstep, you can report this to the police. regards Mrs carmelina

0 0 Reply
Filip Hianik

2 days ago #1003128

Hi, Lyoness is definitely NOT a scam whatever you say. I am with the company with more than 2 years now and have in my network over 400 people. No one of them will ever say it is a scam. Maybe you misunderstood the concept or someone has not explained it to you well. That happened a lot in the past. However like in every company it is always about people. If you are seriously interested how things work you can contact me any time at

0 0 Reply

Jul 01 #1001985

Lyoness case - Austrian Association for Consumer Information (VKI) and litigation funders Advofin join a common cause - See more at:

0 0 Reply

Jun 30 #1001515

Yep, I agree, it is a total SCAM. People please PLEASE be smart and stay away! Fairy tales like Lyoness never come true

1 0 Reply

Jun 07 #992303

I have been a premium member for almost 3 years and worked very hard during that time in an attempt to create a long term residual income... Yes I got my money back and some... However most people don't, in fact I personally know of hundreds of people who have lost out big time. Lyoness is a SCAM with out doubt and the way they support their members is shocking. All those here defending Lyoness here are either newbies or have their head buried in the sand. Watch out Lyoness.... Your days are coming to an end!

1 0 Reply

May 29 #989307

Yup it's a scam!

1 1 Reply
Rod S

May 28 #988791 East Maitland, New South Wales

What a load of crock You obviously now nothing about Lyoness I have been paid great cash bonuses and commissions and I would be happy to show my results to any genuine person who needs the truth
I notice as usual when dishonest reviews are presented like this load of pigs dribble there is no signature to qualify these dishonest claims about a great company which is now 12 years old and operating in 46 countries worldwide with over 5 million members
Over 1000 employees and real offices in most countries like 9 Castlereigh Street Sydney on the 30 th floor
Shame on you whoever you are for trying to discredit this amazing business
Rod S

5 1 Reply

May 29 #989471

Okay Rod S, please do, present your evidence showing your great cash bonuses you have received, I would love to see them.

7 2 Reply

Jun 30 #1001514

Rod, honestly, do you believe in what you say? I had some dealings with Lyoness and I am glad that I could get out of this Scam. It is just a scam, pyramid, which is illegal in most countries and people are winning in courts. How they win if that is totally legal and clean???

0 0 Reply

Apr 16 #972710 Spokane, Washington

who wrote this has no clue how it works. I have always got my cash back when it hits 10 dollars or more. I am building business and with in 2 years will be set pretty much for life. The problem that they are trying to explain is we need more small merchants in the system and you will really see how it works. Then you can swipe your card in a lot of places. So build a business and sign up new businesses. This thing when done right is the coolest thing ever.

11 5 Reply

Apr 05 #968234 Saint Petersburg, Saint Petersburg

So far from the truth unbelievable
Mostly lies
Has no clue how the system works
I receive my cash back all the time in cash in my bank account

8 6 Reply

Jun 30 #1001510

Liar, they dont pay cash!!! You have to redeem through vouchers of their merchants so called.

2 0 Reply
Internal Assessor

Apr 02 #967241 New York, New York

I have heard that Lyoness may be refunding Booking Campaigns with people who did not convert to Lyconet if they agree to sign a Non-Disclosure Agreement so that others don't find out. The Scam continues as Lyoness is shutting up people to keep them from learning the truth. I suggest everyone ask up to the top of their chain and find out who is getting refunded.

3 1 Reply

Mar 27 #964266 Santa Ana, California

The scam is now in Huntington beach ca,USA,using panera bread as a meeting place,these people have no clue what's happening,they talk units that make no sense,just a lot of old men and ladies,looks they prey on the old desperate retirees.

4 5 Reply

Mar 16 #959471 Coquitlam, British Columbia

Hi I'm a gold member in Lyoness, this is NOT true what you right , please stay away , yes I did got money in my bank account from Lyoness , you know what , please don't loose your time go get train your self and work , if you don't learn how that business work, do not put this down , you become a gold thinking someone will work for you ??? for any type of money you have to work hard,BUT some people like you , think if you pay to become GOLD you put money in a nest and than expect to have salary ,...NEVER,..... go and put one hundred dollar under the carpet in your room and live those for 1 or 10 years,... and than go to see after that long you have more ,... for sure NOT, for people like you noting work , but you have the guts to it is not working , you so foolish, money doesn't grow on three

6 13 Reply

Mar 20 #961394 Yakima, Washington

"Not true what you RIGHT"
"Don't LOOSE your time"
"Money doesn't grow on THREE"
Great post. You can tell by how well this is written that this person has their stuff figured out.

16 3 Reply

Mar 25 #963504

Ok, may you explain what is this "hard work"? Recrute people?

1 0 Reply

May 05 #980300

The hard work is building a group of shoppers and teaching them to shop in certain ways that save them money on purchases they're already making anyway on gas and groceries etc. Or you could work on signing up business that offer discounts to their customers and in turn make more profits by having more people spend money at their place of business.
It's a win win for everyone involved. There will always be sceptics and its unfortunate that they won't benefit from everything that Lyoness has to offer, as it is free to sign up as a shopper.

3 0 Reply

Feb 28 #952165 Lethbridge, Alberta

That is definitely wrong You do not understand Lyoness. It is very bad to write anything you do not understand. Please go here and find out from a third party independent reseasher you is not looking to make money on it and has done genuine reseach.In you review you have not address any gorvernment website that has listed lyoness as a fraud. check how many court case has been done here and why the company is still growing. Third party research. For more informtaion on all the good comapniess litsted here check it out

6 4 Reply

Feb 24 #950384

The tipic case of bad training and information, what you described is not Lyoness, you are very bad informed. It´s a chame but in a cople of years you will see who is rigth. Best luck to you!

5 4 Reply

1-20 of 284 comments

Great comment! Would you like to convert it into review?

You will be able to edit the text before publishing.

You were reading a complaint about Lyoness.
Filing a new complaint about