Aug 12, 2013
review #438519

I am a gold member of lyoness. Lyoness is a true scam. I can responsibly tell you this. STAY AWAY FROM LYONESS. Do not ever buy gold membership. I am going to tell you why.

First of all, I just spoke with their representative on the phone. They officially confirmed to me that all the discounts that you get in a form of cash back to your account are only redeemable towards purchases through Lyoness. You will never get any real money from them. I called to find out how to withdraw the accumulations in my cash account. They said - only by purchasing vouchers. Period. This means the stories of people making large amounts of money monthly are simple lies. Anyone who states otherwise is either a dreamer or is paid by Lyoness to say so.

Secondly, if you've seen the Lyoness videos, you've noticed that there is a complicated system of units that is very hard to grasp. Why do you think these units were created? Why not just stick with good old numbers - you spend this much, you get this much in cash, this much in bonus, this much in affiliated bonus, whatever else they may offer, everything can be expressed in dollars. No! Lyoness created units for you not to think of numbers. Why? Because if you start thinking numbers, you'll be running away from Lyoness as fast as you can.

Let's translate units into dollars.

When you, being a Lyoness member, make a purchase from a Lyoness merchant, you receive a small discount (0.5% for buying from Coles Express, for example), and a larger loyalty bonus. Of course, knowing that Lyoness charges up to 10% from the merchants, no one would go for 0.5%, so they created a loyalty bonus system. tOn top of 0.5% cash (just discovered that this cash is only redeemable towards purchases from Lyoness merchants), you receive 2-3-5% of loyalty bonus that eventually forms your UNITS. Every time you loyalty bonus accumulates to $75, you get one unit of Accounting Category I (ACI). How much do you have to spend to get an ACI? If you only buy expensive things from merchants Lyoness scammed for a higher discount, you might be able to get a unit by spending $1,500.00. But if you do what Lyoness advertises – “spend money on your everyday needs, just like you always do”, the realistic number will be closer to $2,500.00 You don’t get anything by forming a unit. The first bonus of $675 Lyoness pays you is when that unit “matures”. In order to mature one unit of the Accounting Category I (ACI) and receive $675, your entire lifeline (you, people you subscribed, people they subscribed) has to make purchases for $183,750.00, provided that the your lifeline only loses 5% of the units because of the imbalances. Yes, remember that in order to mature a unit, you have to deliver 70 units under it. 35 above the centreline and 35 below. So, if you have 335 units above the line and only 34 below, your initial unit will not mature until you get one more unit below the centreline. Smart, isn’t it.

Let’s take this number for further calculations. Since you are not allowed to market Lyoness to people you don’t know, and you are only limited to your friends and acquaintances, you can organise them yourself to make large purchases collectively and realise much higher discounts without being a Lyoness member. A 10% discount on total purchases of $183,750.00, which is relatively easy to negotiate these days, is $18,375.00, not $675 generously promised to you by Lyoness.

To mature a unit of the Accounting Category II (ACII), you have to accumulate 60 units of the ACI, so multiply $183,750.00 by 60. You underline will have to spend a total of $11,025,000, to mature one ACII. All for you to receive the most generous bonus of $1,275.00 from Lyoness. When is that going to happen?

To mature an ACIII and proudly receive $2,400.00 from Lyoness. Remember, this is not real money. Only spendable within Lyoness merchant network. So, to mature an ACIII, you lifeline will have to accumulate 50 ACIIs, meaning to spend $11,025,000.00 multiplied by 50 for a total of $551,250,000.00.

To mature an ACIV, your lifeline has to accumulate 25 ACIIIs, so multiply $551,250,000.00 by 25. You lifeline will have to spend $13,781,250,000.00, and you will receive $7,200.00 from Lyoness.

Finally, to mature an ACV and receive $24,000.00 from Lyoness... Wasn't that you goal? Are you ready?... Completely ready? Sitting down, listening to the drum beat, waiting for the number?.........

To mature one ACV, your lifeline will have to accumulate 25 ACIVs, meaning they will have to spend $13,781,250.000.00 multiplied by 25 for a total of $344,531,250,000. Three Hundred Forty Four BILLION, Five Hundred and Thirty One Million, Two Hundred and Fifty thousand dollars spent by your lifeline to receive a generous bonus of $24,000. So, when do you think all your relatives and friends that are *** enough to subscribe for Lyoness membership will spend that much money if they start today?

This is 0.00000007% of a discount. Imagine yourself walking to a local retailer and asking for a 0.00000007% discount on your purchase. (Especially if the purchase is for one third of a trillion dollars) There is no way for you to get that discount without Lyoness, of course.

As internet marketers say, BUT WAIT! THERE IS MORE!

So, if Lyoness negotiates a discount of 10% with the merchants, and you only get 0.00000007%, where does the difference go? Oh, yes, you get a regular discount of about 2% that is given to you in a form of cashback and is, by the way, taxable. We are still missing about 8%. Let’s not count 0.00000007% anymore. You’ve got to be Lyoness to call it money. So, on a $344 billion dollar purchase, Lyoness pockets about 8%, which is somewhere in the vicinity of $30 billion dollars. Not that it’s going to happen. All I’m trying to illustrate is that Lyoness gets you to run around subscribing people for 0,00000007% savings (not real money) and they get 8%. Isn’t it a little bit too fat? And if you have so much free time, wouldn’t you be better off just visiting your local stationary wholesaler, buying $10,000 worth of stationary from him at a 20% discount and selling it to the same relatives and friends? You’d make a solid $2000 profit over a school season, and your relatives and friends wouldn’t call you a scammer.

Another thing Lyoness doesn't tell you is that to use their system, you, all the people you refer and all the people they refer will have to permanently change their shopping habits. Have you seen many people happily changing their good lifelong habits over a 2% discount? Well, these are the people you will have to find and subscribe to earn your pennies from Lyoness. Now, if you want to make a little more pennies from Lyoness, these people will have not only change their shopping habits, they will have to be actively running around finding others alike and subscribing them to Lyoness. What a job! What a pay!

Do you buy from Woolworth? Well, forget it. With Lyoness you only earn your bonuses if you purchase from Coles. You probably know, that in most cases you have to purchase vouchers and gift cards of the merchants you want to use before you can get any benefit from Lyoness. That means, you buy a $300 gift card from Coles, wait for a week or two for it to arrive in the mail, and then, every time you walk by your favourite produce shop that's not a part of Lyoness, you have a dilemma. You can go and buy low priced quality produce from your favourite shop or you can buy Coles *** for about 50% more, but you'll get a 2.5% discount. And you will go and buy from Coles because you've already spent this money. That's right. You've already bought the gift card. Whether you use it or not, it is your problem now. Lyoness has already made their money and Coles too.

One of the few freedoms we have left in the modern society is the freedom to buy what you want and to spend your hard earned money the way you want. You don’t vote for the Prime Minister of this country. You don’t vote on carbon tax, bank deposit levy or cigarette tax. You don’t have those freedoms. Yet you still have a freedom to vote for your favourite shop by going there and spending your money. Lyoness takes this freedom away from you. From the moment you join Lyoness, you'll be buying from merchants that pay Lyoness to be in the system. You will have one freedom less. Form many people this is their last freedom.

This all means that you will be running with your tongue on your shoulder subscribing other people (paying $1.5 for each subscription from your pocket, by the way), convincing your friends and relatives to join Lyoness in a hope to get some retirement passive income for yourself, and at the end your entire lifeline, including yourself, will realise that the system is a pure scam. It takes your freedom away; it pays pennies for major inconveniences; and a little bit more pennies for hard work of selling memberships.

Stay away from Lyoness. Spread the world about this scam.

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2 hours ago

Questo di Lyoness non ha capito veramente un tubo!
Lyoness works in a very different way! Oh my....

1 0 Reply

17 hours ago

How do I closes my Lyonness account if I already have one ?

0 0 Reply

1 day ago

I went to a meeting today,packed with other innocents...there was the usual clapping and cheering at the colossal ambition and supposed spectacular earning prowess of this business...what i liked:
-the partnership with big suppliers and a chance to earn discounts
-not having to pay an upfront fee or monthly fee
-the chance to earn a bit of income from referral purchases.
What i didnt like:
-the clapping and cheering of members as well as positive affirmations...this was patent phony bull. -the over complex nature of the earnings plan -the ambition to have a billion customers by 2020...simple maths will tell you this is impossible. -the huge theoretical earnings purchases...look, Warren Buffett averaged around 22 to 23 % a year and he is the greatest investor of all time by many reckoning. -the cult like big boss Lyoness who monitor all online activity mafia like it seems. -the boasted massive earnings by one of the top guys of about $15m a year ("the amount some junior members earn is $3000 dollars a month which this guy will use to buy socks for his dog" the presenter said) -Wikipedia( as per Lyoness income disclosure statement)....the average u.s member earns $275 a year and the median earning is $0.38 (38 cents)..46% of Lyoness members earn 0 dollars and spend $1294 -Wiki again...most of the points redemption comes from members purchasing packages and points My very limited understanding of the business model is that Lyoness uses its member volumes and
... Show more

0 0 Reply

1 day ago Mount Prospect, Illinois

Do you know the money you have in Lyoness you can shop out at merchants in the program? It's impossible to be a scam unless you're merely a pissed off vagrant looking to cause trouble.

1 0 Reply

Jul 27

your are completely wrong...your review is not true im a lyoness member and i saw the good benefits being lyoness member and im happy to have it

2 0 Reply

Jul 23

You certainly sound bitter? Obviously you had a bad experience or maybe unrealistic expectations?
Most of the comments you have made are half truths. Exaggerations and some just lies.
You obviously are seeking revenge by trying to attack this company.
But there are many people making money, real money, and real friends. Professional people and huge corporations who would not be partnering with Lyoness if it was a scam.

2 1 Reply

Jul 22

What a lot of *** I am a gold member 2 years hv units that hve matured and earning enough to get all our groceries & fuel for free and only 1 member of my family signed on

2 1 Reply

Jul 20

I think some of the numbers have changed now

0 0 Reply

Jul 18

This guy is a true bone head, he has no idea what he is talking about. I have been a Lyoness premium member for 2 years and before that I have done Amway, Herbalife, Usana. All of them were claimed to be also pyramids BY MORONS LIKE THIS GUY. Why would Coles Australia, Kmart, Target and Apple, Porche.. just to mention some other "little" business work with Lyoness if its a pyramid scheme. You have loyalty card programs from every major business now because business need loyal customers. Even the Starbucks so your saying Starbucks is a pyramid. Dude you are an ***!!!! full stop! As if Coles or those other companies I mentioned would be involved with something illegal. Get your facts straight before you start trying to kill other peoples dream of financial freedom. And btw its free to join, if you have tried to join any of the other network marketing organisations they charge a fee to join and get you to pay an monthly education fee, plus you have to buy products only from them at inflated prices. I'd rather go to Coles and get CASHBACK on very purchase REAL MONEY in my account then points for buying some inflated toothpaste from Amway! Anybody that has flybys and that has to spend $20,000 to get a $10 toaster knows what I am talking about. What about Qantas flybys? Now you see em now you dont! Get your facts straight you brainless wonder! LYONESS IS REAL AND IT WORKS!! I AM PROOF THAT IT DOES! YOU SHOULD BE SUED FOR SPREADING LIES AND UNSUBSTANTIATED INFORMATION.

5 3 Reply

Jul 18 Melbourne, Victoria

LYONESS WORKS EXACTLY how it says it does. All the *** this *** is putting up is because he is limited in his thinking and now is spilling *** and unsubstantiated claims about something he has no idea about. I am a witness the people get REAL money. I get REAL money into my bank account every month! My members get REAL money into their bank account. Pyramids cant exist anymore! They said that Amway is a pyramid, well is it?? They also said the Herbalife, Bessemer and Tupperware are pyramids well are they?? Lyoness is perfect for people who don't like selling products but like referring people to stores that have great deals, we do that in our daily lives anyway. Don't stay away from Lyoness stay away from idiots like this guy who has not idea what he is talking about and is trying to convince other people. The world is full of these types and that's why 5% of the worlds population own the money and 95% don't own anything and work for the other 5%. Don't ruin your financial freedom by listening to morons and losers. Judge things on their merit and if you are business savvy then do your own due diligence. I remember when people didn't believe in mobile phones the owner of IBM said that computers in the future would be too big and too expensive for anyone to buy one for their home. Another example of people not understanding the new cause they are too blind or uneducated to realize that there is always something better! Thank God that we don't listen to idiots other wise we... Show more

6 2 Reply

Jul 13 Punta Gorda, Florida

LYONESS WORKS! Exactly as it is SET DO DO by you. It is OBVIOUS that you HAVE something (if that is true) and DO NOT KNOW HOW TO USE IT. If I was able to ATTACH a photo, I would show here HOW I set up LYONESS in the BACK OFFICE so it pay certain part to to my BANK and I chose to pay certain part into my LYONESS cash account for purchases. IT WAS MY CHOICE. I could donate the money I I chose to do so... that is another option in the BACK OFFICE. I advise you to talk to someone WHO KNOWS LYONESS and HOW it is set up for YOUR benefit. When the BACK OFFICE is first open, the set up is already set to deposit the money to your BANK, but since your bank is NOT connected to LYONESS, it is always recommended that this option is set to redirect your money to your LYONESS CASH ACCOUNT. After the set up of link to your BANK, then you MUST go and CHANGE this setup to have the money deposited to your BANK and it will exactly do what it is set to do. Have a nice day. Jan

5 2 Reply

Jul 09

boy are you one uneducated dipstick

7 0 Reply

Jul 07

You are obviously uninformed about a number of facts. If you are going to speak negatively about a subject I suggest you get your facts right first. I suggest that you speak to someone who has more knowledge about the system so that you are fully aware of the benefits.

5 3 Reply

Jul 05

I understand people always complaining but this person is so off base..I didn't even need to call customer service to know it's FREE to get in and YES you not only earn loyalty money to spend WITH Lyoness but cold, hard, cash as well. I know because I've personally earned thousands with Lyoness. I am not rich and it hasn't been enough to support my entire household on my Lyoness income alone but considering all I did was share it with 40 people I am quite happy that their shopping is making me enough money to cover rent every month. That money goes right to my bank account, too.
Lyoness IS confusing. That's probably why this person is mad but that part...about it being free and paying right to your really easy to understand. Lots of misinformation here.

5 4 Reply
Shopping Czar

Jul 03

Dear ***: You could have gotten in for free! Problem solved. Quit whining. Most of friends are just shoppers and they're happy . I decided to get "Premium Lite." Same great benefits. A fraction of the cost. You have options. So stop spilling your BS. This article is so bogus, you must work for the competition, don't you? Signed, Bored With Your BS

5 4 Reply

Jun 11 Ashland, Oregon

Lulz. 100% of the comments that criticize the reviewer seem to be written by the same person.

5 2 Reply
Shopping Czar

Jul 12

Hardly. Everyone who knows the program, knows this post is complete BS. I bet he/she never even signed up for Lyoness in the first place. Or they would have known it's free. Even a Premium Member could shop it off. Now tell the truth or get off the web!

3 3 Reply

Jul 20

I would like to know how I can "shop off" my premium member amount. I feel my purchase of accounting units was a mistake.

0 0 Reply

May 29

This dude talking ***. Such a big *** explation some dead bee must have some time to read this be short and simple. When I start reading your *** I had brown hair Now I m done reading My hair has turned all greyyo.

4 4 Reply

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